MrDeFi

SMARDEX P2P Lending

P2P Lending is a simple on-chain lending and borrowing protocol for ERC20 tokens on Ethereum. It uses a fixed-term loan model with upfront collateral to avoid liquidation risks. Borrowers create loan proposals directly on-chain, and lenders can choose to accept them—no off-chain signatures or processes are required, making the system fully decentralized

Total Value Locked
$4.83K
30d Change
+12.2%
Category
Lending
5 chains
TVL — last 180 days

TVL by chain

ChainTVLShare
Ethereum$4.82K99.8%
Polygon$100.2%

About SMARDEX P2P Lending

SMARDEX P2P Lending is a lending protocol deployed across 5 chains, led by Ethereum, Arbitrum, Binance. Total value locked measures the assets currently deposited in its smart contracts — see our TVL definition for how to interpret it. Compare SMARDEX P2P Lending against the wider market on the live protocol rankings, or explore current yields across DeFi.

Official website: https://smardex.io