MrDeFi

Pencil Finance

Pencil Finance is a DeFi lending protocol that tokenizes real-world student loans, offering risk-adjusted yields via a dual-tranche system backed by off-chain repayments.

Total Value Locked
$5
30d Change
+25.0%
Category
RWA Lending
1 chains
TVL — last 180 days

TVL by chain

ChainTVLShare
EDU Chain$5.41108.1%

About Pencil Finance

Pencil Finance is a rwa lending protocol deployed across 1 chain, led by EDU Chain. Total value locked measures the assets currently deposited in its smart contracts — see our TVL definition for how to interpret it. Compare Pencil Finance against the wider market on the live protocol rankings, or explore current yields across DeFi.

Official website: https://www.pencilfinance.io